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As a participant in the Massachusetts Laborers’ Annuity Fund, you can receive an Annuity Benefit that will provide you with a monthly income when you stop working at retirement age (normal retirement age is 62). This benefit is based on contributions made to your individual account in the Annuity Fund by your employer on your behalf. You are not required (or allowed) to contribute to the Fund.

The Trustees and the Fund’s professional investment consultants are responsible for investing employer contributions made on your behalf. The investment consultants assist the Trustees in developing an investment plan and investment professionals perform all investment transactions. The Trustees’ goal is to invest in safe and profitable investments; however, investment results cannot be guaranteed.
This site contains important information about the Annuity Fund, how it works, forms and resources you’ll need, and a checklist of life events that can impact your benefit.


Learning center

Check here to see what types of changes qualify as a "life event" and how they may affect your benefit.


Use this section to locate the required forms and resources associated with the Annuity Fund.


Have a question? Check here first for the answer or contact the Annuity Fund Office for additional information.

Copyright © 2006 Massachusetts Laborers' Benefit Funds
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This information is intended only to provide highlights of the plans. In the event of any inconsistency between the information on this Web site and the official plan document, the terms of the official plan document, as interpreted by the Board of Trustees in its sole discretion, will control. All examples and projections included on this Web site are not a guarantee of future benefits under the plans. The benefit amounts are estimates only, based on the stated assumptions and are subject to change.

The Massachusetts Laborers' Benefit Funds reserve the right to amend, modify, or terminate all or part of any plan at any time.