If Your Application is Denied
| You have the right to appeal if your application for an Annuity Benefit is denied. |
| | Applications Other than Disability | Disability Applications |
| Initial Notification | The Fund Office will send you written notification within 90 days of the receipt of your application. | The Fund Office will send you written notification within 45 days of the receipt of your application. |
| Right to Appeal | Within 60 days after receipt of the notice of denial, you or your authorized representative may request, in writing, a review of the decision. | Within 180 days after receipt of the notice of denial, you or your authorized representative may request, in writing, a review of the decision. |
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| Authorized Representative |
All Applications
You may appoint an authorized representative to act on your behalf. However, you must send written notification in advance to Board of Trustees and a Power of Attorney or signed authorization to the Fund Office.
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| Review of Documents | You may request, free of charge, to review relevant documents used in making the benefit determination. |
| Presumption | If you fail to request a review and/or hearing within the 60- or 180-day appeal period, it will be determined that you accept the denial of your application by the Trustees. |
| Notification of Decision | The Trustees will make a decision about the request for review at their next scheduled meeting which is at least 30 days after the receipt of the request for review. If the request for review is filed within 30 days preceding the date of their meeting, then a benefit determination may be made no later than the second meeting. |
Copyright © 2006 Massachusetts Laborers' Benefit Funds
