Accessing Your Retirement Benefits

Published On: June 27, 2023

You’ve put in decades of hard work as a Laborer, diligently saving up and putting money in your annuity. You’re ready to retire and enjoy your family, friends, and community. Congratulations! MLBF thanks you for your dedication over the years.

How can you access your annuity benefit? Here’s how.

First, make sure you qualify to receive your annuity benefit. If you fit into one of the following categories, you’re all set to begin receiving your annuity payments:

  • You’re 65 or older, and you’ve started receiving pension or social security payments
  • You’re retiring early, between the ages of 55 and 65
  • You’re 72 or older and are still working
  • You’ve been out of a job that is eligible for annuity payments for one year or longer
  • You’re on permanent disability

Next, complete the annuity application on our website. An important note: you must apply for your benefit at least 30 days, but at most 90 days, before the first month you are eligible to receive your Annuity Benefit. You’ll need to provide 3 forms of ID to receive both your pension and annuity payments: a birth certificate, a social security card, and a state ID.

Then, all you have to do is send in your application! You can email it to, fax it to 781-272-2226, or mail it to 1400 District Ave, Ste 200, Burlington, MA 01803.

If approved to take out your annuity benefits, you’ll receive your first payment around 30 days after sending in your application. Congratulations on your retirement!