LABORERS’ ANNUITY FUND
Invest in your retirement and grow your savings by participating in the Massachusetts Laborers’ Annuity Fund. Each month, our professional financial managers work diligently to invest contributions from your employer on your behalf and increase your retirement funds over time.
When you retire, you’ll receive the full value of your annuity, reflecting the eligible hours you’ve worked and the total value of your account’s investments.
If you’ve worked 100 hours in the past year as a union Laborer, you’re eligible to begin investing.
Ready to apply?
If you’re thinking about retiring, contact the Annuity Fund office or download the application.
When you become a participant in the Annuity Plan, an individual account is established in your name. Your employer will make contributions to this account on your behalf. These contributions are updated on a monthly basis and summarized at the end of each year. You are not required (or allowed) to contribute to the Fund.
To view your account, visit the Member Dashboard.
You become a participant in our Annuity Plan automatically after you’ve worked at least 100 eligible hours in a calendar year. You don’t have to do anything until you’re ready to retire.
Your Annuity is designed to support you when you retire, so you can only receive the benefit if you’re retiring and meet the eligibility criteria.
The Massachusetts Laborers’ Annuity Plan allows you to choose from several options to receive your funds so that you can select the best option for you and your family. Please note that while some payment plans are automatic for single and married participants, you are not required to choose an automatic plan.
HOW TO APPLY
When you’re ready to receive your benefit, all you have to do is submit an annuity application. You must apply for your benefit at least 30 days, but not more than 90 days, before the first month you are eligible to receive your Annuity Benefit.
Please provide the application by mail, email, fax, or dial us to make an appointment.
Appointments are required for in-office visits.
Mail to: 1400 District Ave, Ste 200, Burlington, MA 01803
Phone: 781-272-1000 x150
If you are approved, you should start receiving your payment about 30 days after completing your application. Your annuity must start no later than April 1st of the year after you reach age 72.
If your application is denied, you have the right to appeal within 60 days of receiving word of your rejection.